Directors at Large:
Senior Legal Counsel, AUM Law
Susan Han is a securities lawyer who focusses on regulatory compliance including AML. Susan’s works at AUM Law, who has offices in Toronto and Montreal serving clients in the investment funds, wealth management and retail financial services industries. Susan has served as the Corporate Secretary to a number of public companies and large investment fund complexes and their independent review committees (IRCs). She speaks frequently on directors and officers liability and on corporate, fund and pension governance. Before joining AUM Law, Susan worked at Miller Thomson, Dundee Wealth and Invesco Trimark.
Director, Gemini Worldwide, Inc.
Dan de la Cruz is a Certified Public Accountant (CPA) from the Philippines and a Certified Management Accountant (CMA). He is an active member of The Society of Management Accountants of Canada and of The Society of Management Accountants of Ontario.
Dan is a Director of Gemini Worldwide Inc., a pioneer Filipino remittance business established in 1986. Gemini started as a partnership and was subsequently incorporated as Gemini Worldwide Inc. Gemini is serving the Filipino community across Canada with an office in Toronto and through a network of agents across the country.
Dan supports the Filipino community associations and activities as a Director and volunteer. He is also a part of the Senior Management team of a multi-million private company as a Controller and has previously occupied senior financial executive positions in a number companies leading to his current appointment.
Chief Compliance Officer & Legal Counsel, Cambridge Mercantile Group
Karen Bannon is the Chief Compliance Officer & Legal Counsel for Cambridge Mercantile Group. Cambridge is an international foreign exchange and global payments business operating in Canada, US, UK and Australia. Karen is a Certified Anti-Money Laundering Specialist (CAMS) and became a member of the Board of Directors of the Canadian MSB Association in 2013.
Karen is a lawyer, graduating from the University of Windsor Law School in 2003 and called to the Ontario bar in 2004. She began her legal her career in private practice then spent a number of years in the Legal & Compliance Department at the Royal Bank of Scotland (formerly ABN AMRO, Bank N.V.). In her current role, Karen is responsible for Cambridge’s global Compliance regime, specifically all matters concerning anti-money laundering and counter-terrorism financing (proceeds of crime, BSA, sanction programs, KYC and related staff training). In addition to her compliance functions, Karen provides legal advice with respect to Cambridge’s employment issues and is responsible for non-US privacy matters.
President & CEO, Trustex Currency Trading Corporation
Yasser El-Riffaey is the Founder, President & CEO of Trustex Currency Trading Corporation, a company that specializes in corporate foreign exchange, helping corporations saving time and money in their FX business.
Yasser has been in the finance and foreign exchange field for more than 33 years, previously in his role as a Senior V.P. for the Americas for a large international corporation, with his extensive knowledge and experience he created the first Virtual Trading Desk online. Yasser has served as a director on several boards of business organizations and was a member of a team raising 21 million dollars for the Spark of Life Campaign for a Neuroscience Program.
Chief AML Officer - Canada, Globle Foreign Exchange, Inc.
Ken Saul, B.A. LL.B., CAMS is a member of the Law Society of Upper Canada and from 2002 to October 2013, he served for nearly 11 years as General Counsel, Chief Compliance & Regulatory Officer for the Cambridge Mercantile Group, an MSB providing wholesale corporate/commercial global foreign currency exchange payments services and solutions.
He is now currently working at Globle Foreign Exchange Inc, as the Canadian Chief AML Officer. Globle is a wholly owned subsidiary of Trans Fast Remittance LLC. In October 2002, he began serving as General Counsel and Corporate Secretary to a NASDAQ-listed company with multiple US and Canadian locations, and was appointed General Counsel and Chief Compliance & Regulatory Officer at Cambridge in December 2002. He completed the Canadian Securities Course in 1998 and is a Professional Member and a Certified Anti-Money Laundering Specialist with the Association of Certified Anti-Money Laundering Specialists (“ACAMS”).
He is a founding member and Co-Secretary of the Greater Toronto Area (GTA) Chapter of ACAMS, and is a Board Member and of the Canadian Money Services Businesses Association, and of the MSB sector generally.
Michael Cox, Vancouver Bullion (VBCE)
Michael Smith, GFX Partners Inc
Jennifer Egelnick, Manager, National AML Practice, MNP LLP
Karene Lewis, Luminus Financial
Karene Lewis, CHRP is a Certified Human Resources Professional and has been a member of the HRPA, since 2010. Karene is the Business Relationship Manager at Luminus Financial, known as the primary contact for all new and existing MSB’s and business accounts. She has developed a strong sense of devotion for banking and financial services over the past 15 years. Such passion has lead her to work in several areas of retail banking and credit unions and in positions such as Teller Supervisor, Financial Services Officer, Branch Manager and Business Relationship Manager. These experiences have given her the skillset to serve as Director at Large for the Canadian MSB Association since January 2015, as well as an active volunteer on both the conference and member committees of the Canadian MSB Association, since October 2013.
Roman Galoushchak, Kantor Currency Exchange