The visionary and chief architect of the UseMyServices proprietary technology, Joseph has worked in the fields of e-Commerce and EFT integration for over 20 years. His extensive experience within the realm of self-service banking integration has helped many clients provide online, real-time transaction processing within the EFT community. Clients have included CIBC, ISM, IBM, ACI (Astech), ING Direct, Canadian Tire, and Royal Bank. With this understanding, Joseph has been able to link all the existing components to make UseMyServices a leader in real time bank payments technology.
President, Global Currency Services Inc.
Carinta Mannarelli founded Global Currency Services Inc. in the year 2000. In her role as president, she has been honoured with several awards and recognitions including Young Entrepreneur of the Year 2002 (Guelph Business Enterprise Centre), has been nominated for the YMCA’s Women of Distinction award, has received several Employers awards and has been listed on Canada’s Top 100 Female Business Owners numerous times (published by Profit Magazine).
Dino Vannicola – Director of Finance
Sunny Taheri – Director of Membership
Directors at Large:
James MacKenzie – Director of Communications
Independent AML Consulting Manager, Outlier Solutions Inc.
James is an Independent AML Consulting Manager with Outlier Solutions Inc (Outlier), specializing in Anti-money Laundering and Counter Terrorist Financing strategies for money services (MSB) and virtual currency businesses. A Certified Anti-Money Laundering specialist (CAMS) with over 15 years experience in the Financial Services Industry, James joins Outlier after terms with MNP LLP, Fidelity Investments and the Law Society of Upper Canada.
Specialising in the field of Money Service Business compliance and regulation. He is a Director and founding board member of the Canadian Money Services Business Association. He has helped over 50 MSBs and other reporting entities design and enhance their compliance regimes and has successfully contributed to reducing FINTRAC administrative monetary penalties by hundreds of thousands of dollars. He also works closely with Canada’s top emerging currency focused Law Practices and is designing cutting edge compliance and risk based frameworks to address digital and virtual currencies.
James is delighted to have the opportunity to apply his skills and passion to a worthy pursuit that contributes to the legitimate Canadian and global economy. He is also fully bilingual (English and French) and conversant in Spanish.
Associate Counsel, Miller Thomson LLP
Susan Han is a securities lawyer with Miller Thomson LLP in Toronto. Susan advises portfolio managers, investment advisers, securities dealers, exempt market dealers and other financial services providers on their regulatory obligations, including securities compliance and registration matters. She has extensive experience dealing with investment funds, including public mutual funds and private pooled funds. Susan’s compliance and regulatory practice includes advising clients on anti-money laundering, fiduciary and statutory obligations of investment managers, codes of ethics and personal trading, foreign corrupt practices, privacy, data security and data management, anti-spam legislation and compliance with U.S. Foreign Account Tax Compliance Act (FATCA).
Susan has served as the Corporate Secretary to a number of public companies and large investment fund complexes and their independent review committees (IRCs). She speaks frequently on directors and officers liability and on corporate, fund and pension governance.
Before joining Miller Thomson, Susan was Senior Vice-President responsible for Legal, Compliance & Risk Management, Dundee Wealth and before that, General Counsel, Canada for Invesco Trimark.
Dan De La Cruz
Director, Gemini Worldwide, Inc.
Dan de la Cruz is a Certified Public Accountant (CPA) from the Philippines and a Certified Management Accountant (CMA). He is an active member of The Society of Management Accountants of Canada and of The Society of Management Accountants of Ontario. Dan is a Director of Gemini Worldwide Inc., a pioneer Filipino remittance business established in 1986. Gemini started as a partnership and was subsequently incorporated as Gemini Worldwide Inc. Gemini is serving the Filipino community across Canada with an office in Toronto and through a network of agents across the country. Dan supports the Filipino community associations and activities as a Director and volunteer. He is also a part of the Senior Management team of a multi-million private company as a Controller and has previously occupied senior financial executive positions in a number companies leading to his current appointment.
Chief Compliance Officer & Legal Counsel, Cambridge Mercantile Group
Karen is the Chief Compliance Officer & Legal Counsel for Cambridge Mercantile Group. Cambridge is an international foreign exchange and global payments business operating in Canada, US, UK and Australia. Karen is a Certified Anti-Money Laundering Specialist (CAMS) and became a member of the Board of Directors of the Canadian MSB Association in 2013.
Karen is a lawyer, graduating from the University of Windsor Law School in 2003 and called to the Ontario bar in 2004. She began her legal her career in private practice then spent a number of years in the Legal & Compliance Department at the Royal Bank of Scotland (formerly ABN AMRO, Bank N.V.). In her current role, Karen is responsible for Cambridge’s global Compliance regime, specifically all matters concerning anti-money laundering and counter-terrorism financing (proceeds of crime, BSA, sanction programs, KYC and related staff training). In addition to her compliance functions, Karen provides legal advice with respect to Cambridge’s employment issues and is responsible for non-US privacy matters.
President & CEO, Trustex Currency Trading Corporation
Yasser is the Founder, President & CEO of Trustex Currency Trading Corporation, a company that specializes in corporate foreign exchange, helping corporations saving time and money in their FX business.
Yasser has been in the finance and foreign exchange field for more than 33 years, previously in his role as a Senior V.P. for the Americas for a large international corporation, with his extensive knowledge and experience he created the first Virtual Trading Desk online. Yasser has served as a director on several boards of business organizations and was a member of a team raising 21 million dollars for the Spark of Life Campaign for a Neuroscience Program.
Ken Saul, Compliance Consultant, Inc.
Kenneth (“Ken”) H. Saul, B.A. LL.B., CAMS is a member of the Law Society of Upper Canada and from 2002 to October 2013, he served for nearly 11 years as General Counsel, Chief Compliance & Regulatory Officer for the Cambridge Mercantile Group, an MSB providing wholesale corporate/commercial global foreign currency exchange payments services and solutions.
Commencing in mid-October, 2013, he retired from Cambridge and is now working as a Compliance Consultant in his own consulting business, Ken Saul, Compliance Consultant, Inc. assisting financial services businesses in Canada, the US, the UK and Australia with their AML-CTF Compliance requirements and with regulatory, licensing and other compliance requirements in those jurisdictions. He also facilitates and assists financial services businesses with obtaining and maintaining their crucial banking and other strategic relationships.
In October 2002, he began serving as General Counsel and Corporate Secretary to a NASDAQ-listed company with multiple US and Canadian locations, and was appointed General Counsel and Chief Compliance & Regulatory Officer at Cambridge in December 2002.
Ken holds a ‘Teacher of Adults’ diploma from Centennial College. He completed the Canadian Securities Course in 1998 and is a Professional Member and a Certified Anti-Money Laundering Specialist with the Association of Certified Anti-Money Laundering Specialists (“ACAMS”). He is a founding member and Co-Secretary of the Greater Toronto Area (GTA) Chapter of ACAMS, and is an associate Board Member and strong supporter of the Canadian Money Services Businesses Association (http://canadamsb.org/home/), and of the MSB sector generally.